.lac-terms-of-use{
  --lac-navy:#062845;
  --lac-navy-dark:#021b31;
  --lac-blue:#0d3d61;
  --lac-gold:#d9ac55;
  --lac-gold-light:#f2ce7a;
  --paper:#ffffff;
  --soft:#f7f8fa;
  --ink:#1a2732;
  --muted:#68727c;
  --line:#e2e6ea;
  --warn:#fff8e8;
  --serif:Georgia,"Times New Roman",serif;
  --sans:Arial,Helvetica,sans-serif;
  width:100%;
  background:#fff;
  color:var(--ink);
  font-family:var(--sans);
}
.lac-terms-of-use,
.lac-terms-of-use *{box-sizing:border-box}
.lac-terms-of-use a{color:inherit}

.lac-terms-of-use .utility-header{background:var(--lac-navy-dark);color:#fff;border-bottom:1px solid rgba(217,172,85,.34)}
.lac-terms-of-use .utility-header-inner{width:min(1240px,92%);min-height:74px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:24px}
.lac-terms-of-use .brand{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none}
.lac-terms-of-use .brand-mark{width:40px;height:40px;display:grid;place-items:center;border-radius:50%;border:1px solid rgba(242,206,122,.55);color:var(--lac-gold-light);font-family:var(--serif);font-size:20px}
.lac-terms-of-use .brand-copy strong{display:block;font-size:11px;letter-spacing:.18em;text-transform:uppercase}
.lac-terms-of-use .brand-copy span{display:block;margin-top:3px;color:rgba(255,255,255,.56);font-size:9px;letter-spacing:.12em;text-transform:uppercase}
.lac-terms-of-use .back-home{color:#fff;text-decoration:none;font-size:10px;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.lac-terms-of-use .back-home:hover{color:var(--lac-gold-light)}

.lac-terms-of-use .hero{background:linear-gradient(180deg,#f8fafb 0%,#fff 100%);border-bottom:1px solid var(--line)}
.lac-terms-of-use .hero-inner{width:min(1240px,92%);margin:auto;padding:72px 0 62px}
.lac-terms-of-use .eyebrow{margin:0 0 12px;color:var(--lac-gold);font-size:10px;font-weight:700;letter-spacing:.22em;text-transform:uppercase}
.lac-terms-of-use h1{margin:0;color:var(--lac-navy-dark);font-family:var(--serif);font-size:clamp(48px,7vw,82px);line-height:.96;font-weight:600;letter-spacing:-.045em}
.lac-terms-of-use .hero p{max-width:840px;margin:24px 0 0;color:#53606b;font-size:18px;line-height:1.65}
.lac-terms-of-use .updated{margin-top:18px!important;font-size:12px!important;color:var(--muted)!important}

.lac-terms-of-use .legal-layout{width:min(1240px,92%);margin:auto;display:grid;grid-template-columns:minmax(0,900px);justify-content:center;padding:64px 0 110px}
.lac-terms-of-use .terms-accordion{border-top:1px solid var(--line)}
.lac-terms-of-use .terms-item{border:0;margin:0;background:#fff}
.lac-terms-of-use .terms-item>summary{list-style:none;display:grid;grid-template-columns:56px 1fr 42px;align-items:center;gap:18px;min-height:92px;padding:18px 8px 18px 0;cursor:pointer;user-select:none;border-bottom:1px solid var(--line);transition:background .2s ease}
.lac-terms-of-use .terms-item>summary::-webkit-details-marker{display:none}
.lac-terms-of-use .terms-item>summary:hover,
.lac-terms-of-use .terms-item>summary:focus-visible{background:#fafbfc;outline:none}
.lac-terms-of-use .terms-number{color:var(--lac-gold);font-size:10px;font-weight:700;letter-spacing:.14em}
.lac-terms-of-use .terms-question{margin:0;color:var(--lac-navy-dark);font-family:var(--serif);font-size:clamp(22px,2.3vw,30px);font-weight:600;line-height:1.2}
.lac-terms-of-use .terms-arrow{width:34px;height:34px;border:1px solid rgba(6,40,69,.18);border-radius:50%;display:grid;place-items:center;color:var(--lac-navy);font-size:18px;transition:transform .28s ease,background .2s ease,color .2s ease}
.lac-terms-of-use .terms-item[open]>summary .terms-arrow{transform:rotate(90deg);background:var(--lac-navy);color:#fff}
.lac-terms-of-use .terms-answer{padding:28px 56px 38px 74px;border-bottom:1px solid var(--line);animation:lacTermsFade .25s ease}
.lac-terms-of-use .terms-answer>:first-child{margin-top:0}
.lac-terms-of-use .terms-answer>:last-child{margin-bottom:0}
.lac-terms-of-use .terms-answer h3{margin:26px 0 8px;color:var(--lac-navy);font-size:15px}
.lac-terms-of-use .terms-answer p,
.lac-terms-of-use .terms-answer li{color:#4f5963;font-size:15px;line-height:1.78}
.lac-terms-of-use .terms-answer ul{padding-left:22px}
.lac-terms-of-use .terms-answer li+li{margin-top:6px}

.lac-terms-of-use .identity-card{margin:20px 0;padding:22px 24px;background:var(--soft);border:1px solid var(--line)}
.lac-terms-of-use .identity-card strong{color:var(--lac-navy-dark)}
.lac-terms-of-use .identity-card p{margin:5px 0}
.lac-terms-of-use .notice{margin:22px 0 0;padding:18px 20px;border-left:3px solid var(--lac-gold);background:var(--warn);color:#604d28!important;font-size:13px!important}

.lac-terms-of-use .cta{margin-top:48px;padding:38px 40px;background:var(--lac-navy-dark);color:#fff}
.lac-terms-of-use .cta .eyebrow{color:var(--lac-gold-light)}
.lac-terms-of-use .cta h2{margin:0 0 16px;color:#fff;font-family:var(--serif);font-size:34px}
.lac-terms-of-use .cta p{margin:0 0 22px;color:rgba(255,255,255,.72);font-size:14px;line-height:1.7}
.lac-terms-of-use .cta a{display:inline-flex;min-height:48px;align-items:center;padding:0 18px;border:1px solid var(--lac-gold);background:var(--lac-gold);color:var(--lac-navy-dark);text-decoration:none;font-size:10px;font-weight:700;letter-spacing:.11em;text-transform:uppercase}
.lac-terms-of-use .cta a:hover{background:var(--lac-gold-light);border-color:var(--lac-gold-light)}

@keyframes lacTermsFade{from{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:translateY(0)}}

@media(max-width:700px){
  .lac-terms-of-use .terms-item>summary{grid-template-columns:36px 1fr 36px;gap:10px;min-height:78px;padding:14px 0}
  .lac-terms-of-use .terms-arrow{width:32px;height:32px}
  .lac-terms-of-use .terms-answer{padding:22px 8px 30px 46px}
}
@media(max-width:560px){
  .lac-terms-of-use .utility-header-inner{min-height:68px}
  .lac-terms-of-use .brand-copy span{display:none}
  .lac-terms-of-use .hero-inner{padding:52px 0 44px}
  .lac-terms-of-use .legal-layout{padding:42px 0 76px}
  .lac-terms-of-use .cta{padding:28px 24px}
}
@media(prefers-reduced-motion:reduce){
  .lac-terms-of-use *,
  .lac-terms-of-use *::before,
  .lac-terms-of-use *::after{animation:none!important;transition:none!important}
}